Whats your name? Unlawful Debt Harassment? If you're approved for a $500 Destiny Mastercard credit limit, the annual and yearly fees are either $59 or $125. Then, when I tried to get this corrected, they have all my info, my ss, phone etc, except the address was changed. Who are we? Because only Genesis FS Card Services, Inc. is sending me repeated solicitations that are exactly the same, and in a amount and frequency that is simply harassing. The Milestone Gold Mastercard also comes with a $500 credit limit with various cardholder agreements. It appears as though there are a variety of different complaints against this collections company alleging violations of the Fair Debt Collection Practices Act (FDCPA). Which certificate of deposit account is best? You'll be able to see which card, credit limit, and terms you qualify for without impacting your credit score. Call 475-277-1600 NOW. Genesis FS Card Services has received a many complaints over its time in business. There are several cardholder agreements you could qualify for with a $300 credit limit. Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. Thank you for all your help., INCREDIBLE EXPERIENCE! The Fair Debt Collection Practices Act prohibits this action. Bankrate has answers. Should you accept an early retirement offer? it was a everyday thing 2 to 4 calls a day. There is no charge unless we win. Extended warranty and price protection on purchases. What are index funds and how do they work? to maintain accurate information. But we compared the three credit card options altogether for people with bad credit. Please enter a valid phone number. We will not be taken advantage of next step small claims Court because your bank are scamming people Only items that we have from *** Order #************** Nov 25,2022 1)Black chain item #********* $139.99 2)Black bracelet item #********* $59.99 3)Cross and chain item #********* $53.99 4)Bracelet item #********* $49.99 Order #************** Nov 28,2022 1) bracelet item #********* $179.61 2)ring item #********* $209.99 3) bracelet item #********* $125.99 4) bracelet item #********* $104.99 5)ring item #********* $69.99 Total of 9 remaining items and these are the only items we should be charged for and the only items we will pay for total $957.01. Do you need one? Genesis FS Card Services should be considered a legitimate business due to the companys years of experience. Still, considering the high cash advance APR (29.9 percent) that kicks in immediately when you borrow cash against your credit line, youll want to avoid use this feature sparingly. Thank you for requesting your free case evaluation. A $500 credit limit may also come with a $125 first year annual fee and $49 due each year after, plus a monthly fee of $10.40 billed per month for maintenance, totaling $124.80 per year. The account information includes my maiden name and a phone number that hasnt been used in over a decade.During a call on 1/31/23, GFS first told me there was nothing else they could do since the case had been resolved in their system. Mastercard Credit Card from Genesis Also: 5 ways to improve your credit score without a credit card. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. They know EXACTLY what the complaint is and that my identification was stolen regarding those cards. How Does the CFPBs Debt Collection Rule Affect You? I received notice from a credit monitoring service that accounts had been opened using personal identification information (***) on 12/12/22. They will not provide any paperwork or information on how the charges appeared or where the money went and I contacted Atty Gen, the BBB, The Consumer Complaints, Genesis just reports they are working on it but refused to close the line of credit or reverse the fraudulent charges. Lastly, according to dnb.com, this collections company has an annual revenue of $65.65 million and an employee base of 490. Our editorial team does not receive direct compensation from our advertisers. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. If we have made an error or published misleading information, we will correct or clarify the article. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. BBB Business Profiles generally cover a three-year reporting period. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. 14600 Greenbrier Parkway, Beaverton, OR 97006. They settled my case so fast. BBB Business Profiles are subject to change at any time. Your email address unlocks your approval odds. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. they got it but keep denying it and it's on my bank statement. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. At the same time, a new credit card can be essential to establishing good credit. Take credit for your accomplishments. After being transferred 4 times, I was finally able to speak to *****, a customer service supervisor. 4 months ago I noticed some fraudulent charges on the account. This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. These statements cannot be true. Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. \D6bVcZXwx:>{5kfmuuxGv4+yt;86Satu>+MnJv0"}5::>9=;n'\S")FV^@^d4OcN0PpJJ/`+6!*q;oqgqxx %3IH r@MZcQOZUjx.m>%IFH;m) uMf)_n|?=T7h:X|&f2~2>6]uuvwy=K]l}]~V^Vmh=8 ki.CEQJsP6\b5Q38;`GS$5S`,a(]5`Fv XR! $0 cash advance fee during the first year. Thanks so much to the lawyers and staff at Lemberg Law!, Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.. Avoid the worry of making payments with Autopay. Milestone is a registered trademark of Genesis FS Card Services, Inc. If you qualify for a $700 credit limit on the Milestone Gold Mastercard, you could be approved for one of three cardholder agreements. genesis fs card charge on bank statement The 3 best Genesis FS credit cards of 2022 | ZDNET I wish I would have never opened this credit card. Reasonable efforts are made to maintain accurate information. Compared to a secured credit card, an unsecured credit card doesn't require collateral or a deposit into a savings account for approval. Cloudflare Ray ID: 7a2f66e58cdb1faf You could also be approved for a card with an initial annual fee of $125 and $49 each year after, plus a monthly fee of $10.40 after the first year, which amounts to $124.80 annually. When you have bad or poor credit, it can be challenging to get approved for an unsecured credit card. Genesis FS Credit Cards & Card Services | CreditCards.com The APR for cash advance and purchases are 29.9% or 35.9%, depending on your cardholder agreement. This credit limit comes with either a $35 yearly annual fee or a $75 first year annual fee and $99 each year after with a 29.9% purchase and cash advance APR. At Bankrate we strive to help you make smarter financial decisions. If you're approved for a $300 Destiny Mastercard, your annual fee billed the first year and each year after is $35 or $59. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. More informationClose All rights reserved. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. We are Lemberg Law, a Consumer Law Firm. we equip you to harness the power of disruptive innovation, at work and at home. International Association of Better Business Bureaus. Additionally, the *** used to open the account is outdated. If you have a low credit score, it can be challenging to qualify for a credit card. Indigo is a registered trademark of Genesis FS Card Services, Inc. Well use this information to to verify your credit profile. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Like the other Genesis Mastercards, the Milestone. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. But I am not able to speak with the fraud department myself due to their customer service department can't transfer my call to the fraud department. All Rights Reserved. In the U.S. call 1.800.MasterCard (1.800.627.8372). The high costs aside, the card can still deliver on its promise to help build your credit with responsible use. If a debt collector has contacted you, make sure you understand your rights before taking action. However, all credit card information is presented without warranty. I only want Genesis FS Card Services, *** to stop. ZDNET's editorial team writes on behalf of you, our reader. 2023 Genesis FS Card Services, All Rights Reserved (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 Home equity line of credit (HELOC) calculator. 300-670 (Bad to Fair) And they do it while incommunicado, from a position of concealment. After filing a complaint with the card company they canceled my card. Log in - Genesis Credit Were sorry, but something went wrong and we couldnt find your approval odds. Now wanting a late fee. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Check the data at the top of this page and the bank's website for the most current information. Genesis FS Card Services has received a many complaints over its time in business. 10/10 recommend this law firm So happy with our settlement!, Fantastic experience! 339 0 obj <>/Filter/FlateDecode/ID[<657F821A7DA778489D3EBA56E0CEA30E>]/Index[319 56]/Info 318 0 R/Length 107/Prev 423890/Root 320 0 R/Size 375/Type/XRef/W[1 3 1]>>stream When you click on Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Many of the card offers that appear on this site are from companies from which we receive compensation. If you're unsure which Genesis FS credit card is right for you, consider getting pre-qualified. ZDNET's recommendations are based on many hours of testing, research, and comparison shopping. The Milestone Gold Mastercard also comes with a $1,000 credit limit for those who qualify. Make a payment with confidence knowing your account is protected with our fast and secure system. What to do when you lose your 401(k) match, Capital One Platinum vs. Capital One QuicksilverOne, California Consumer Financial Privacy Notice. I'm told there is a temporary block on the account. After the financial crisis of 2008, the group realized how much demand there was among consumers with low credit scores or limited credit history. fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). I am at the end of my rope with this company. They know exactly what is going on here and what the issues have been. Celtic Bank issues the Genesis FS Indigo Mastercard. Put $0 if you currently don't have a rent or mortgage payment. A Red Ventures company. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. Best Of Genesis Financial Solutions Card Services - Bankrate + The consumer telephone number is 866-502-6439 and the main website is www.genesis-fs.com/. Stop charging interest for nothing! I have already wasted hours on the phone with their customer service team and want this handled directly by someone in the fraud department. Instead, you'll see recommended credit ranges from the issuers listed next to cards on our site. 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